Law Offices of Campbell & Coombs P.C.
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    • Why Us?
    • Attorneys
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    • Bankruptcy
      • Bankruptcy & Tax
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      • Chapter 13
      • Chapter 11
      • Chapter 12
      • Foreclosure
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Flagstaff Chapter 7

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Bankruptcy

  • Bankruptcy & Tax
  • Chapter 7
  • Chapter 13
  • Chapter 11
  • Chapter 12
  • Foreclosure
  • Lien Stripping
  • Rebuilding Your Credit
  • Serving Flagstaff
    • Flagstaff Chapter 7
  • Serving Arizona

Chapter 7 Bankruptcy Lawyer in Flagstaff

Eliminate Your Debt Today – Call (480) 568-2333

Are you unable to make ends meet due to the crushing weight of debt? Do you dread answering the phone or checking your mail due to constant harassing communications from creditors? If so, Chapter 7 bankruptcy may be the source of relief you’ve been looking for. At the Law Offices of Campbell & Coombs P.C., our Flagstaff bankruptcy lawyers have helped countless clients eliminate their debts and can get you on the road towards a debt-free future. With more than 75 years of combined legal experience, we have what it takes to help you turn your financial situation around.


Discuss your situation with us today during a no-cost consultation.


How Can Chapter 7 Bankruptcy Help Me?

Chapter 7 is the most common type of consumer bankruptcy and is a completely legitimate and honorable tool for financially struggling Americans to achieve a clean financial slate. The process of Chapter 7 bankruptcy involves liquidating certain non-exempt assets in order to repay your creditors. While some possessions such as low-cost vehicles and property worth up to $150,000 can be exempt from being claimed by creditors, anything that is deemed excess property by the courts is subject to being claimed. Once creditors have been paid up to a certain amount, all remaining unsecured debts are permanently discharged and never have to be paid back.

Chapter 7 bankruptcy can eliminate the following types of debts:

  • Credit card debts
  • Medical expenses
  • Cash advances
  • Personal loans
  • Overdue utility bills
  • Older income tax debts

Immediately upon filing for bankruptcy, the courts will also implement an “automatic stay” which will immediately cease all creditor communications and most collection efforts, providing you with much needed breathing room.

Who Can Qualify for Chapter 7 Bankruptcy?

To qualify for Chapter 7 bankruptcy you must first submit to an analysis of your income and expenses known as a “means test.” If your income is less than the median for an average household of your size in Arizona, you automatically qualify for Chapter 7 bankruptcy. If your income exceeds this amount, further calculations must be made to determine how much disposable income you have to cover your debts. Since determining eligibility for Chapter 7 bankruptcy can be such a complex process, it is urgent you speak with our attorneys to determine your legal options.

Take Control of Your Financial Future Today

Nobody should be forced to live life shackled by debt. At the Law Offices of Campbell & Coombs P.C., our Flagstaff bankruptcy attorneys understand your struggles and are willing to do whatever it takes to help you get through this difficult time as smoothly as possible. Having earned a “Superb” Avvo Rating in Bankruptcy Law and numerous positive client testimonials, your case is sure to be in excellent hands. Do not attempt to handle the stress and uncertainty of bankruptcy alone. Let us carry the legal weight on your behalf.

Get in touch with us today to take the first step towards financial freedom.

Testimonials

  • “Dear Mr. Campbell, thanks for your support at my recent creditors' hearing. You're an amazingly professional attorney! Your people skills are over-the-top outstanding! The morning of the hearing, I had severe anxiety chest pains – the pains disappeared during the time you spent talking to me before the hearing, just helping me understand the questions and procedures was very helpful. You came well ...” - Sandy B.

  • “I wish there were a better word than "thanks" to express my appreciation to Mr. Campbell. I am deeply grateful for his assistance in my legal issue. He is very knowledgeable and kept me informed. His relationship skills, responsiveness, quality of service and value for money is a cut above. Mr. Campbell, I recommend you, your staff and law firm. You are the total package. "Thumbs up".” - Chris D.

  • “Mr. Mayr, thank you very much for representing me in this claim! In my opinion, you are a very knowledgeable, concerned and efficient attorney. I really appreciate your great work! Thanks again!” - Joy B.

  • “Your team has changed my life in a positive way forever! Thanks for everything!” - Rich W.

  • “We met Mr. Campbell four years ago, as we had a complicated bankruptcy that first involved our business and then involved our personal finances. My best friend is an attorney who specializes in a different field of law – he recommended Mr. Campbell as "one of the best bankruptcy attorneys in the state of Arizona and one who is trusted and fair with his fees". His recommendation turned out to be ...” - John L.

  • “I would like to thank your office for helping me through the bankruptcy. Your staff was very nice. The office did a professional job. I would recommend anyone to this office. I am fresh now, once again. Thank you.” - Anh H.

  • “We are extreme satisfied, very happy and appreciative of everyone's help in your office. Mr. Campbell you definitely helped us put our life's back on track.” - Raad T

  • “I have worked with Hal on many occasions helping him provide materials to make it easier for his clients to navigate the paperwork they need to maintain. Hal and his staff are very caring and professional in helping the client through the difficult situation they are in. Hal has the clients best interest in mind and does everything he can to ease their stress level all the while following the ...” - Patti D.

  • “Great law office, I wouldn't use any one else to represent me.” - Robert L.

  • “We are so thankful that we had Mr. Campbell and his staff assisting us through our bankruptcy. I would recommend Campbell & Coombs to friends and family without hesitation. Thanks again for getting us through a difficult time.” - Lisa S.

  • “Your firm was patient and helpful. Thank you so much.” - Steve

  • “I am a Realtor and have worked with a number of clients who have used Mr. Campbell to decide the best course of action to resolve their financial and tax challenges. Mr. Campbell always has the client's best interest in mind. For any of my clients that end up needing financial or tax counseling, I will always refer them to Mr. Campbell for expert and compassionate assistance. Thanks Mr. Campbell!” - Danny B.

  • “The Law Offices of Campbell & Coombs helped my husband and I through a difficult time. I would recommend their services to anyone who needed it.” - Mary B.

  • “Everyone at the office of Campbell & Coombs was a pleasure to work with. They were always very professional and very patient with our many questions. I would highly recommend their services to anyone needing their type of services.” - Nicole

  • “Mr. Campbell made a very stressful situation easy. I was forced to file bankruptcy due to circumstances beyond my control. He was able to remove debt I wasn't expecting to go away. That was a bonus. He really knows bankruptcy laws. He or his paralegal were always available to answer questions in a timely fashion. Coincidentally he handles my divorce 34 years ago and did a great job for me every ...” - Liz S.

  • “My wife and I feel we were very well taken care of by Campbell & Coombs. They saw to our every need and helped us with a plan that we could work with. We are very thankful for all they did for us. We felt safe and sure that they would fight on our behalf and they did. Campbell & Coombs, thank you again for all your help.” - Willard E.

  • “Going through a bankruptcy is very difficult. The Law Offices of Campbell & Coombs made things less difficult and helped us budget and find the best way to complete the plan.” - Alice I.

  • “Mr. Campbell helped us navigate an extremely difficult bankruptcy process. We are now able to move forward in our medical practice and are becoming financially successful - in large part due to Mr. Campbell and his extraordinary skill and effort. Thank you!” - Dr. R.

  • “Have already referred two clients to your firm.” - Lori C.

  • “My wife and I feel we were very well taken care by Campbell and Coombs. They saw to our very need, helped us with a plan that we could work with we are very thankful for all they did for us. We felt safe and sure that they would fight on our behalf and they did. Campbell and Coombs, Thank you again for all your help” - Butch K.

  • “REMARKABLE!!” - Robert D.

  • “Mr. Campbell was extremely knowledgeable about bankruptcy. He was always ahead of the game and answered our questions before we could ask them. Mr. Campbell was always there for us. His legal team was awesome. We were a referral and we would recommend Mr. Campbell's office if any one we know ever needs his service.” - Yvonne W.

  • “Mr. Campbell took a very tough personal situation and helped us get a fresh start. His kind ways and professional approach were so refreshing. Stop running and let Mr. Campbell help you relax!” - Butch K.

  • “Overall, it was a great experience, and I definitely accomplished the majority of my goals. Everyone has always been very courteous and extremely helpful.” - Deborah M

  • “My experience with Mr. Campbell has been great. He thoroughly explained all the best options I have available during this difficult process and I feel confident about the decisions I have made. I would definitely recommend him and his law firm to my friends and family.” - Michael H.

  • “They did a great job– very responsive to our needs and questions and got great results!” - Mike L.

  • “We had a very difficult case and have wanted to give up many times. Ms. Sandoval has been really helpful and truly caring about our situation. It's not over yet and we are scared of the outcome but we believe our legal team has been doing everything they can.” - Craig M.

  • “Great follow up and advice as we worked through this difficult process. Thank you for guiding us to make the best decisions, especially since our case was 'a bit outside the norm'.” - Chad H.

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Law Offices of Campbell & Coombs P.C.
Law Offices of Campbell & Coombs P.C. - Mesa Bankruptcy Lawyer
1811 South Alma School Road, Suite 225,
Mesa, AZ 85210 View Map

Call Today (480) 568-2333

(480) 839-4828
Website: https://www.haroldcampbell.com/

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