Law Offices of Campbell & Coombs P.C.
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    • Home
    • Why Us?
    • Attorneys
      • Harold E. Campbell
      • Scott H. Coombs
      • John D. Yohe
    • Bankruptcy
      • Bankruptcy & Tax
      • Chapter 7
      • Chapter 13
      • Chapter 11
      • Chapter 12
      • Foreclosure
      • Lien Stripping
      • Rebuilding Your Credit
      • Serving Flagstaff
        • Flagstaff Chapter 7
      • Serving Arizona
    • Tax Resolution
      • Offers In Compromise
      • Removing IRS Tax Liens
      • Stopping IRS Tax Levies
      • Tax Law FAQ
      • Tax Litigation
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Bankruptcy

  • Bankruptcy & Tax
  • Chapter 7
  • Chapter 13
  • Chapter 11
  • Chapter 12
  • Foreclosure
  • Lien Stripping
  • Rebuilding Your Credit
  • Serving Flagstaff
    • Flagstaff Chapter 7
  • Serving Arizona

What Can I Keep in a Bankruptcy?

Experienced Mesa Bankruptcy Lawyers

Individuals who are in debt are often worried about filing for bankruptcy because they are afraid of losing most of their properties. This is a common misunderstanding. You may be surprised to learn that you can keep much more than you think. This will vary by circumstances, so it is important that you sit down and discuss the details of your debt with an experienced bankruptcy attorney. At our Mesa bankruptcy firm, our team at Campbell & Coombs, P.C. can go over your exempt property and explain what you can expect.

You may be able to keep property such as:

  • Home: You can claim an exemption on the equity of your home for up to $150,000.
  • Personal property: Items such as household furniture, appliances, clothing, furnishings, books, and many other personal belongings. Most of these items do not hold much value when sold and are needed on a daily basis, which is why you are able to keep most of your personal properties.
  • Retirement accounts and pensions: You may be able to claim exemptions for your benefits, employer/employee contributions, annuities, and other pension accounts.
  • Benefits or proceeds: Exemptions may be available for life insurance proceeds, child support or spousal maintenance payments that you receive, as well as disability and accident benefits.

Exemptions vary by state. If you have not lived in Arizona for 24 consecutive months, your exemptions may be different. Talk to an attorney about your specific situation and what you may be able to keep.

Bankruptcy does not have to be scary. It is an honest solution that has helped many debtors free themselves from mounting debt. Our team can guide you through the entire process and break down everything in detail for you.

To get started, call us at (480) 568-2333 for your FREE consultation.

Testimonials

  • “Mr. Campbell was extremely knowledgeable about bankruptcy. He was always ahead of the game and answered our questions before we could ask them. Mr. Campbell was always there for us. His legal team was awesome. We were a referral and we would recommend Mr. Campbell's office if any one we know ever needs his service.” - Yvonne W.

  • “Dear Mr. Campbell, thanks for your support at my recent creditors' hearing. You're an amazingly professional attorney! Your people skills are over-the-top outstanding! The morning of the hearing, I had severe anxiety chest pains – the pains disappeared during the time you spent talking to me before the hearing, just helping me understand the questions and procedures was very helpful. You came well ...” - Sandy B.

  • “Have already referred two clients to your firm.” - Lori C.

  • “Going through a bankruptcy is very difficult. The Law Offices of Campbell & Coombs made things less difficult and helped us budget and find the best way to complete the plan.” - Alice I.

  • “We had a very difficult case and have wanted to give up many times. Ms. Sandoval has been really helpful and truly caring about our situation. It's not over yet and we are scared of the outcome but we believe our legal team has been doing everything they can.” - Craig M.

  • “I have worked with Hal on many occasions helping him provide materials to make it easier for his clients to navigate the paperwork they need to maintain. Hal and his staff are very caring and professional in helping the client through the difficult situation they are in. Hal has the clients best interest in mind and does everything he can to ease their stress level all the while following the ...” - Patti D.

  • “Mr. Campbell made a very stressful situation easy. I was forced to file bankruptcy due to circumstances beyond my control. He was able to remove debt I wasn't expecting to go away. That was a bonus. He really knows bankruptcy laws. He or his paralegal were always available to answer questions in a timely fashion. Coincidentally he handles my divorce 34 years ago and did a great job for me every ...” - Liz S.

  • “Overall, it was a great experience, and I definitely accomplished the majority of my goals. Everyone has always been very courteous and extremely helpful.” - Deborah M

  • “Mr. Campbell took a very tough personal situation and helped us get a fresh start. His kind ways and professional approach were so refreshing. Stop running and let Mr. Campbell help you relax!” - Butch K.

  • “Mr. Campbell helped us navigate an extremely difficult bankruptcy process. We are now able to move forward in our medical practice and are becoming financially successful - in large part due to Mr. Campbell and his extraordinary skill and effort. Thank you!” - Dr. R.

  • “My wife and I feel we were very well taken care of by Campbell & Coombs. They saw to our every need and helped us with a plan that we could work with. We are very thankful for all they did for us. We felt safe and sure that they would fight on our behalf and they did. Campbell & Coombs, thank you again for all your help.” - Willard E.

  • “Your team has changed my life in a positive way forever! Thanks for everything!” - Rich W.

  • “I wish there were a better word than "thanks" to express my appreciation to Mr. Campbell. I am deeply grateful for his assistance in my legal issue. He is very knowledgeable and kept me informed. His relationship skills, responsiveness, quality of service and value for money is a cut above. Mr. Campbell, I recommend you, your staff and law firm. You are the total package. "Thumbs up".” - Chris D.

  • “REMARKABLE!!” - Robert D.

  • “They did a great job– very responsive to our needs and questions and got great results!” - Mike L.

  • “We are extreme satisfied, very happy and appreciative of everyone's help in your office. Mr. Campbell you definitely helped us put our life's back on track.” - Raad T

  • “My experience with Mr. Campbell has been great. He thoroughly explained all the best options I have available during this difficult process and I feel confident about the decisions I have made. I would definitely recommend him and his law firm to my friends and family.” - Michael H.

  • “I would like to thank your office for helping me through the bankruptcy. Your staff was very nice. The office did a professional job. I would recommend anyone to this office. I am fresh now, once again. Thank you.” - Anh H.

  • “Mr. Mayr, thank you very much for representing me in this claim! In my opinion, you are a very knowledgeable, concerned and efficient attorney. I really appreciate your great work! Thanks again!” - Joy B.

  • “My wife and I feel we were very well taken care by Campbell and Coombs. They saw to our very need, helped us with a plan that we could work with we are very thankful for all they did for us. We felt safe and sure that they would fight on our behalf and they did. Campbell and Coombs, Thank you again for all your help” - Butch K.

  • “The Law Offices of Campbell & Coombs helped my husband and I through a difficult time. I would recommend their services to anyone who needed it.” - Mary B.

  • “We are so thankful that we had Mr. Campbell and his staff assisting us through our bankruptcy. I would recommend Campbell & Coombs to friends and family without hesitation. Thanks again for getting us through a difficult time.” - Lisa S.

  • “I am a Realtor and have worked with a number of clients who have used Mr. Campbell to decide the best course of action to resolve their financial and tax challenges. Mr. Campbell always has the client's best interest in mind. For any of my clients that end up needing financial or tax counseling, I will always refer them to Mr. Campbell for expert and compassionate assistance. Thanks Mr. Campbell!” - Danny B.

  • “We met Mr. Campbell four years ago, as we had a complicated bankruptcy that first involved our business and then involved our personal finances. My best friend is an attorney who specializes in a different field of law – he recommended Mr. Campbell as "one of the best bankruptcy attorneys in the state of Arizona and one who is trusted and fair with his fees". His recommendation turned out to be ...” - John L.

  • “Everyone at the office of Campbell & Coombs was a pleasure to work with. They were always very professional and very patient with our many questions. I would highly recommend their services to anyone needing their type of services.” - Nicole

  • “Your firm was patient and helpful. Thank you so much.” - Steve

  • “Great follow up and advice as we worked through this difficult process. Thank you for guiding us to make the best decisions, especially since our case was 'a bit outside the norm'.” - Chad H.

  • “Great law office, I wouldn't use any one else to represent me.” - Robert L.

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Law Offices of Campbell & Coombs P.C.
Law Offices of Campbell & Coombs P.C. - Mesa Bankruptcy Lawyer
1811 South Alma School Road, Suite 225,
Mesa, AZ 85210 View Map

Call Today (480) 568-2333

(480) 839-4828
Website: https://www.haroldcampbell.com/

Call Today! (480) 568-2333

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