Latest Blog Posts By Category

  • Asset Forfeiture

    The latest posts for Asset Forfeiture are listed below.
    • Avoid mortgage debt relief scams

      When life gets tough and Arizona residents are facing problems such as unemployment, wage garnishment and missed payments on various bills, the one place they may find comfort is in their home. That's why when there is threat of repossession of the home due to missed mortgage payments, Arizona residents may find themselves doing anything they can to find debt relief, including falling victim to ...
    • Let us help you protect your assets

      As someone begins to face financial difficulties, they generally try to do everything in their power to overcome those problems and get their financial problems under control. However, with wages being garnished, creditors circling and assets under threat of forfeiture, Arizona residents may want to consider easing their monetary problems by filing for bankruptcy. As mentioned last week on the ...
    • Which debts are discharged through bankruptcy?

      Now that the differences between secured and unsecured debt were clarified a bit in last week's post on the Mesa Bankruptcy Law Blog, the next question that Arizona residents may be thinking about is which debt is discharged through bankruptcy. Debtors turn to personal bankruptcy, either Chapter 7 or 13, not only to have most of their debts wiped out but also to avoid asset forfeiture. So it is ...

    Bankruptcy

    The latest posts for Bankruptcy are listed below.
    • The Importance of Honesty When Filing for Bankruptcy

      When filing for bankruptcy , some people get the notion that they must do whatever they can to protect and preserve their finances and assets, including lying. It should go without saying but falsifying a bankruptcy filing is not the best idea, or even a good idea at all. The bankruptcy court is thorough, looking under every metaphorical stone for money and valuables. If you are anything less than ...
    • What is Going On with Sports Authority?

      If you liked to shop at Sports Authority for apparel and equipment, you will need to act fast to catch any more last-minute liquidation sales. In late June, U.K. sporting goods retailer Sports Direct International PLC entered talks with Modell’s Sporting Goods about a potential deal to acquire as many as 200 Sports Authority stores out of the retailer’s bankruptcy , which was filed in March. By ...
    • 50 Cent Says Bankruptcy Plan Would Be Like Indentured Servitude

      ​Bankrupt rapper 50 Cent says the debt-repayment proposal up for review by a judge later this week would subject him to a form of modern-day indentured servitude, the Wall Street Journal ’s Bankruptcy Beat blog reported yesterday. In court papers, lawyers for 50 Cent, whose real name is Curtis James Jackson III, argued the proposal would force the 40-year-old entertainer to turn over all of the ...

    Bankruptcy Exemptions

    The latest posts for Bankruptcy Exemptions are listed below.
    • What is the homestead exemption in an Arizona bankruptcy?

      When filing for bankruptcy in Arizona, there are many factors that will be worrisome with the entire process. One is which bankruptcy exemptions are available to retain certain assets as the process moves forward. It is important to understand the homestead exemption and what it entails. In general, a homestead is a dwelling in which the land and buildings are occupied by the owner. The homestead ...
    • What are bankruptcy exemptions?

      Filing for bankruptcy can help the filing party enjoy a fresh financial start, however, individuals considering filing for Chapter 7 liquidation bankruptcy may feel anxious about the process and what will happen during it. It is important to understand when filing for Chapter 7 bankruptcy relief that certain property can enjoy exemption from the Chapter 7 liquidation process. For filers who ...
    • What is a bankruptcy exemption in Chapter 13 bankruptcy?

      Last week, the differences between different types of personal bankruptcy, Chapter 7 and 13, were discussed and one of the differences briefly touched upon was bankruptcy exemptions. When property is exempt from the bankruptcy process that means it will not be liquidated in order to satisfy creditor's claims. Under Chapter 7 bankruptcy, some assets are sold in order to repay creditors as much as ...

    Chapter 13

    The latest posts for Chapter 13 are listed below.
    • 50 Cent Says Bankruptcy Plan Would Be Like Indentured Servitude

      ​Bankrupt rapper 50 Cent says the debt-repayment proposal up for review by a judge later this week would subject him to a form of modern-day indentured servitude, the Wall Street Journal ’s Bankruptcy Beat blog reported yesterday. In court papers, lawyers for 50 Cent, whose real name is Curtis James Jackson III, argued the proposal would force the 40-year-old entertainer to turn over all of the ...
    • Eligibility requirements for Chapter 13 bankruptcy in Arizona

      Though bankruptcy exists as a means to provide debt relief to people in Arizona and across the country who are overwhelmed with debt, it is important to understand that there are various categories of bankruptcy and that not everyone is eligible for all types. Chapter 7 and Chapter 13 are the most common forms of personal bankruptcy and the next few posts in the upcoming weeks will examine ...
    • We competently represent those overwhelmed with debt

      When Arizona residents begin their jobs, they imagine that they can now enjoy the finer things in life and spend their money as they wish. Getting overwhelmed with debt is many times the last thing they imagine happening to them, as they are earning a steady monthly income. But due to expected and unexpected reasons, they might find themselves facing financial difficulties and unable to make ends ...

    Chapter 7

    The latest posts for Chapter 7 are listed below.
    • Understanding Chapter 7 and the right to a discharge

      For those in Arizona whose financial situation reaches the level at which they find it necessary to file for Chapter 7 bankruptcy, it must be understood that it is not just a matter of filing and having all debts discharged. It is possible that the creditors could object. The filing can be made by the debtor, the case's trustee, or a U.S. trustee. The creditors will be informed after the case has ...
    • What is unsecured debt?

      Dealing with financial challenges is not easy and constantly worrying about your budget and how to keep up with your minimum monthly payments can be stressful. Being burdened by debt and wondering how to make ends meet is not an ideal situation, but the reality is that in today's tough economic times, many people struggle to manage their debts. So, what does one do when they can't manage to pay ...
    • New start in the New Year

      The New Year is almost open us, and many Arizona residents may have begun listing their resolutions and wondering how successful they will be in keeping to them. Those who pledge to spend less money and tear up their credit cards may not be able to follow those resolutions to the letter, which could leave them facing overwhelming financial challenges and uncertainty. What can these individuals do ...

    Collection agencies

    The latest posts for Collection agencies are listed below.
    • ACA may lower medical bills, reduce collections and bankruptcy

      Repossession and wage garnishment are two of the means used to harass already overwhelmed debtors into repaying their debts. Debt collections are reported to collections agencies, who may take extreme measures such as those mentioned above to ensure their debts are collected. According to some reports, medical bills may constitute half of all collections reported to agencies. Arizona residents who ...

    Credit

    The latest posts for Credit are listed below.
    • It is possible to rebuild credit after bankruptcy in Arizona

      Declaring bankruptcy is one way for Arizona residents to gain control of their financial life. In addition to wiping out debts, bankruptcy is also a means to retain ownership of household possessions, and the house itself, in some circumstances. But some Arizona residents may be hesitant to declare bankruptcy not only because of the stigma they perceive to be attached to it, but also because they ...

    Credit Card Debt

    The latest posts for Credit Card Debt are listed below.
    • Arizona House bill may support credit debt collectors

      While other states are enacting legislation to protect their residents from illegitimate debt collecting practices, Arizona may be on the way to passing a law that would make it easier for debt collectors to collect questionable credit card debt. When Arizona residents do not pay their credit card bills, a secondary debt collector can purchase the debt from credit card companies. These secondary ...
    • Manage debt rather than discharging it

      A lot has been said lately about college loans-the high cost of tuition combined with even higher interest rates often leads many fresh college graduates into financial distress and they scramble to get higher paying jobs that they may not be interested in just to pay off their loans. Unlike a majority of other forms of debt, college loans are not usually discharged through bankruptcy, whether it ...
    • Arizona bankruptcies keep declining, but is that a good thing?

      Economists have different ways of looking at rates of personal bankruptcy. Obviously, people are more likely to have financial problems when the job market is bad and when they cannot afford to pay toward their home loans or credit card debt. All this means that bankruptcy rates may rise when the overall economy is weak. At the same time, a rise in bankruptcy rates can also be a sign of the health ...

    Creditor Harassment

    The latest posts for Creditor Harassment are listed below.
    • Bankruptcy and a debtor's rights against creditor harassment

      Arizona residents on the receiving end of ceaseless phone calls from debt collectors and ignored requests to stop communicating may feel helpless. Struggling with both their debt and unfair debt collection process is overwhelming, and debtors may not be aware that they have rights against the debt collectors. Losing control of finances is understandable given the current economic climate, and ...
    • Declaring bankruptcy to end creditor harassment

      Some Arizona residents may be familiar with the term "under collection," which means that companies have passed on their debt to collection agencies who then bombard debtors with harassing phone calls. At times, these collection methods amount to serious harassment but debtors may not know how to put an end to the barrage. Instead of considering filing for personal bankruptcy, an option that can ...
    • Credit card debt collection flawed, may affect bankruptcy

      Arizona residents may remember the settlement money banks paid out for errors in the foreclosure process. Unfortunately, the same inaccuracy and flawed documentation seems to be plaguing the credit card debt collection process. With more people falling behind on their credit card payments, borrowers are behind by $18.7 million--roughly three percent of total credit card debt. Lenders are now ...

    Debt Relief

    The latest posts for Debt Relief are listed below.
    • Company Accused of Preying on Student Loan Borrowers Files for Bankruptcy

      Here's a problem I am seeing more and more of as student loans skyrocket. As reported in the ABI Journal, Student Aid Center Inc. filed for bankruptcy last week, claiming between $500,001 and $1 million in assets and between $1,000,001 and $10 million in estimated liabilities, MarketWatch.com reported on Friday. The company is part of a burgeoning industry of student debt-relief firms that ...
    • Arizonan alleged to have fraudulently filed for bankruptcy

      Though filing for bankruptcy offers debt relief to those who are facing financial challenges, many people hesitate to avail this federally guaranteed protection because they don't want to seem like they are taking advantage of the system. This may stop many deserving and hard working people from filing for personal bankruptcy, which could prevent them from starting their financial life afresh. ...
    • Hiring holiday surge may not ease bankruptcies

      The turbulent economy left many people across the country struggling and curtailing their finances to make ends meet and simply stay afloat. Many Arizona residents may be among those who lost their jobs or saw a sharp fall in their salary and contemplated declaring bankruptcy. That's why the sudden increase in their salary in November may have come as a pleasant surprise and welcome relief. When ...

    Filing

    The latest posts for Filing are listed below.
    • The Importance of Honesty When Filing for Bankruptcy

      When filing for bankruptcy , some people get the notion that they must do whatever they can to protect and preserve their finances and assets, including lying. It should go without saying but falsifying a bankruptcy filing is not the best idea, or even a good idea at all. The bankruptcy court is thorough, looking under every metaphorical stone for money and valuables. If you are anything less than ...
    • Arizonan alleged to have fraudulently filed for bankruptcy

      Though filing for bankruptcy offers debt relief to those who are facing financial challenges, many people hesitate to avail this federally guaranteed protection because they don't want to seem like they are taking advantage of the system. This may stop many deserving and hard working people from filing for personal bankruptcy, which could prevent them from starting their financial life afresh. ...
    • Can I bounce back after bankruptcy?

      Many people struggling with debt avoid filing for bankruptcy because they are unsure of what will happen to them after they file and how long will it take to bounce back. But a celebrity couple who went through the process is now chronicling their journey to assure debtors that there is light at the end of the tunnel. Flex, an actor and comedian who starred in a television series, and his Grammy ...

    Financial Challenges

    The latest posts for Financial Challenges are listed below.
    • Arizona Power Plant Operator Sundevil Power Files for Bankruptcy

      Here's a reorganization case striking close to home. Sundevil Holdings LLC, which operates two gas-fired power plants in Gila Bend, Arizona filed for Chapter 11 protection, Reuters reported. The company, owned by private equity firm Wayzata Investment Partners, listed $100 million to $500 million of both assets and liabilities in its filing with the U.S. Bankruptcy Court in Wilmington, Del. The ...
    • Arizonan alleged to have fraudulently filed for bankruptcy

      Though filing for bankruptcy offers debt relief to those who are facing financial challenges, many people hesitate to avail this federally guaranteed protection because they don't want to seem like they are taking advantage of the system. This may stop many deserving and hard working people from filing for personal bankruptcy, which could prevent them from starting their financial life afresh. ...
    • Get answers to your questions about bankruptcy asset forfeiture

      For Maricopa County residents facing financial challenges, one of the options for dealing with the problem is bankruptcy. For many folks, bankruptcy can be an effective way of dealing with an otherwise overwhelming debt situation. There is one concern that many people have with bankruptcy, however. You may have heard that some people may have to forfeit some of their assets as part of the debt ...

    Foreclosure

    The latest posts for Foreclosure are listed below.
    • Review discovers wrongful foreclosures in military

      Arizona residents may have heard about the recent claims of foreclosures abuse conducted by the nation's largest lenders, which alleged that flawed paperwork and poor loan modifications contributed to many of these foreclosure actions. Federal regulators came to a multibillion-dollar deal with these major lenders earlier this year, guaranteeing cash relief to borrowers foreclosed upon in 2009 and ...
    • What is a zombie foreclosure and how can it affect Arizonans?

      Many Arizona residents have their expected expenses under control, such as credit card bills or utility wages. However, their financial plans may suffer when an unexpected expense, such as an illness or sudden unemployment, hits them. Filing for personal bankruptcy, whether it is Chapter 7 or Chapter 13, may be one way to gain relief from endless obligations and anxiety. Unfortunately, a new breed ...
    • Foreclosed upon or not--the curse of the zombie title

      Arizona residents may have read zombie books and seen zombie movies, but they may have never heard of zombie titles. Spawned from the housing market crisis, this new phenomenon has meant American homeowners were liable for houses they didn't even know they still owned. In the last six years, more than 10 millions homes have been foreclosed upon. These numbers include fraudulent mortgages banks ...

    Garnishment

    The latest posts for Garnishment are listed below.
    • Understand the difference between unsecured and secured debt

      One may think that all debt is equal and must be repaid to the creditors at the same pace and the same amount, but this is not true. Arizona residents may be surprised to hear that debt can be of two kinds, secured and unsecured, and both are treated differently, both by creditors and during bankruptcy proceedings. Credit cards and student loans are examples or unsecured debt. This debt is ...
    • Filing for bankruptcy to avoid harassment, garnishment

      As Arizona residents get older, many have started planning their retirement. But a surprising new report by the Government Accountability Office reveals that debt among senior citizens has risen exponentially since 2005 and that a majority of that debt is related to student loans for senior citizen's own education rather than their children's. According to the report, debt held by Americans age 65 ...
    • How soon are Arizona debts discharged after filing bankruptcy?

      With financial problems come added issues of wage garnishment, creditor harassment, threat of foreclosure and asset forfeiture. Burdened by debt, Arizona residents may be desperate to take concrete steps to wipe out most of their bills, and these issues simply compound the matter. This is why, once they make the decision to file for bankruptcy, either Chapter 7 or 13, they wonder when their debts ...

    Health Care Reform

    The latest posts for Health Care Reform are listed below.
    • New rules may mean lower medical bills for some in Arizona

      Readers of the Mesa, AZ, Bankruptcy Law Blog may have read the post "When unexpected events cause debt, consider bankruptcy filing," which discussed the turmoil that unexpected events can cause on finances. These unexpected events might include a sudden illness leading to medical bills that Arizona residents are not financially equipped to handle. As patients are struggling with their health ...

    In the News

    The latest posts for In the News are listed below.
    • What is Going On with Sports Authority?

      If you liked to shop at Sports Authority for apparel and equipment, you will need to act fast to catch any more last-minute liquidation sales. In late June, U.K. sporting goods retailer Sports Direct International PLC entered talks with Modell’s Sporting Goods about a potential deal to acquire as many as 200 Sports Authority stores out of the retailer’s bankruptcy , which was filed in March. By ...

    Liquidation

    The latest posts for Liquidation are listed below.
    • What is Going On with Sports Authority?

      If you liked to shop at Sports Authority for apparel and equipment, you will need to act fast to catch any more last-minute liquidation sales. In late June, U.K. sporting goods retailer Sports Direct International PLC entered talks with Modell’s Sporting Goods about a potential deal to acquire as many as 200 Sports Authority stores out of the retailer’s bankruptcy , which was filed in March. By ...
    • Arizona Power Plant Operator Sundevil Power Files for Bankruptcy

      Here's a reorganization case striking close to home. Sundevil Holdings LLC, which operates two gas-fired power plants in Gila Bend, Arizona filed for Chapter 11 protection, Reuters reported. The company, owned by private equity firm Wayzata Investment Partners, listed $100 million to $500 million of both assets and liabilities in its filing with the U.S. Bankruptcy Court in Wilmington, Del. The ...
    • The importance of the means test when filing for Chapter 7

      For those in Arizona who are experiencing financial struggles, Chapter 7 bankruptcy is an option that many consider. While Chapter 7 - also referred to as a liquidation - might sound like a viable choice, there are certain factors that must be in place for it to be available to the prospective filer. There is a "means test" that must be met for it to be a choice. Before moving forward with Chapter ...

    Medical Bills

    The latest posts for Medical Bills are listed below.
    • Medical expenses lead as top cause for personal bankruptcy

      According to a study from 2013 by NerdWallet Health, medical bills are expected to be the number one cause of personal bankruptcies, surpassing both credit card debt and mortgage debt. Research shows that bankruptcies related to medical expenses happen to both people who are uninsured as well as those that are insured. Up to seventy-eight percent of people who file for personal bankruptcy because ...
    • Working families hit hardest by medical debt, file for bankruptcy

      There are various reasons Arizonians file for bankruptcy, but they may all stem from the same root-total bills, whether they are medical, credit card or mortgage bills, are more than Arizona residents can manage and, according to a study conducted in 2009, the rising cost of medical care contributed to around 60 percent of personal bankruptcies. According to statistics, full-charges at hospitals ...
    • Medical bills contribute to more than 50 percent of bankruptcies

      Despite the best-laid financial plans, an unexpected medical illness can wreak havoc on finances. Paying medical bills can exhaust Arizona residents both financially and physically and they may not be aware of their options in the face of overwhelming debt. Declaring bankruptcy, either Chapter 7 or Chapter 13, may be one of the only ways to overcome financial challenges and wipe out many bills, ...

    Overwhelming Debt

    The latest posts for Overwhelming Debt are listed below.
    • Company Accused of Preying on Student Loan Borrowers Files for Bankruptcy

      Here's a problem I am seeing more and more of as student loans skyrocket. As reported in the ABI Journal, Student Aid Center Inc. filed for bankruptcy last week, claiming between $500,001 and $1 million in assets and between $1,000,001 and $10 million in estimated liabilities, MarketWatch.com reported on Friday. The company is part of a burgeoning industry of student debt-relief firms that ...
    • 50 Cent Says Bankruptcy Plan Would Be Like Indentured Servitude

      ​Bankrupt rapper 50 Cent says the debt-repayment proposal up for review by a judge later this week would subject him to a form of modern-day indentured servitude, the Wall Street Journal ’s Bankruptcy Beat blog reported yesterday. In court papers, lawyers for 50 Cent, whose real name is Curtis James Jackson III, argued the proposal would force the 40-year-old entertainer to turn over all of the ...
    • Creditors file Chapter 7 bankruptcy petition against firm

      Filing for bankruptcy is an option that people struggling to make ends meet can avail to confront overwhelming debt and get control over their finances. Usually, Arizona residents will realize that they are facing financial difficulty and finances are running out of control. To regain that control without losing possession of everything they own, they can file for Chapter 7 bankruptcy. After ...

    Personal Bankruptcy

    The latest posts for Personal Bankruptcy are listed below.
    • 50 Cent Says Bankruptcy Plan Would Be Like Indentured Servitude

      ​Bankrupt rapper 50 Cent says the debt-repayment proposal up for review by a judge later this week would subject him to a form of modern-day indentured servitude, the Wall Street Journal ’s Bankruptcy Beat blog reported yesterday. In court papers, lawyers for 50 Cent, whose real name is Curtis James Jackson III, argued the proposal would force the 40-year-old entertainer to turn over all of the ...
    • Helping clients rebuild credit after bankruptcy for years

      As discussed previously on the Mesa Arizona Bankruptcy Law Blog, using a credit card is much easier than paying it off- in fact it seems as if one forgets the hardship involved with paying off the credit card when they use it the next time. However, there comes a point when credit card debt is no longer something that can be waved off-creditors come knocking on the door, wage garnishment looms and ...
    • How does Chapter 7 bankruptcy differ from Chapter 13?

      The term "bankruptcy" is generally used to denote a procedure whereby debts are discharged, but few people are aware that there are various types of categories that a person can file under, depending on various factors. When it comes to personal bankruptcy, it is possible to file under Chapter 7 or Chapter 13 bankruptcy. How can someone decide which one to file under? The most important factor is ...

    Repayment Plan

    The latest posts for Repayment Plan are listed below.
    • Company Accused of Preying on Student Loan Borrowers Files for Bankruptcy

      Here's a problem I am seeing more and more of as student loans skyrocket. As reported in the ABI Journal, Student Aid Center Inc. filed for bankruptcy last week, claiming between $500,001 and $1 million in assets and between $1,000,001 and $10 million in estimated liabilities, MarketWatch.com reported on Friday. The company is part of a burgeoning industry of student debt-relief firms that ...
    • 50 Cent Says Bankruptcy Plan Would Be Like Indentured Servitude

      ​Bankrupt rapper 50 Cent says the debt-repayment proposal up for review by a judge later this week would subject him to a form of modern-day indentured servitude, the Wall Street Journal ’s Bankruptcy Beat blog reported yesterday. In court papers, lawyers for 50 Cent, whose real name is Curtis James Jackson III, argued the proposal would force the 40-year-old entertainer to turn over all of the ...
    • Disclose finances to spouse to avoid debt, bankruptcy

      When Arizona husbands mislead their wives about their spending habits, they may be hiding the fact that they spent excess money on entertainment, power tools, guns and sometimes cars. Today.com and Self.com discovered the astonishing fact that 37 percent of the approximately 23,000 men and women lie about money to their partner. In addition to this, 32 percent of women and 17 percent of men ...

    Repossession

    The latest posts for Repossession are listed below.
    • Is harassment off-limits for debt collectors in Arizona?

      Arizona residents who have unpaid bills or who have been mistakenly listed as past due may have heard from debt collectors. A debt collector is someone who habitually collects debts that are owed to someone else. Collection agencies and companies that buy delinquent debts are examples of debt collectors. A debt collector uses various methods to try and collect the debt from debtors, but the Fair ...
    • Chapter 13 filing may prevent asset forfeiture

      Arizona residents struggling with debt may be aware that, in addition to the stress of paying off debt, they may also face creditor harassment, wage garnishment and fear of asset repossession. These burdens may end up being overwhelming, but it may be possible for Arizona residents to fight their way out from the debt by availing the options of personal bankruptcy in the form of Chapter 7 or 13 ...
    • What happens when Arizona residents can't pay bills?

      With Black Friday sales behind Arizona residents, they may now be looking at their credit card bills and trying to remember why it is they bought so many things that they didn't need. Keeping up with the payment of these bills is important in order to keep debt down and avoid wage garnishment or repossession of assets. But what happens when it is no longer possible to make payments and bills start ...

    Student Loan Debt

    The latest posts for Student Loan Debt are listed below.
    • Company Accused of Preying on Student Loan Borrowers Files for Bankruptcy

      Here's a problem I am seeing more and more of as student loans skyrocket. As reported in the ABI Journal, Student Aid Center Inc. filed for bankruptcy last week, claiming between $500,001 and $1 million in assets and between $1,000,001 and $10 million in estimated liabilities, MarketWatch.com reported on Friday. The company is part of a burgeoning industry of student debt-relief firms that ...
    • When unexpected events cause debt, consider bankruptcy filing

      Arizona residents who are struggling to make ends meet may be financially capable of dealing with everyday expenses, but unexpected expenses may overwhelm them. Unanticipated events such as sudden illness, accident or death may create debts where none existed previously. For those Arizonans struggling with debt, filing for personal bankruptcy, Chapter 7 or Chapter 13, depending on income ...
    • 73-year-old U of Arizona grad has $136,000 student loan debt

      The amount of outstanding student loans surpassed the nation's credit card debt, reaching $1 trillion, in 2011. Those with student loan debt are reportedly delaying buying houses, getting married and having children. And the crisis hasn't only affected young students--co-signing parents or adults returning to college are also affected. According to a recent USA Today report, one 73-year-old ...

    Wage Garnishment

    The latest posts for Wage Garnishment are listed below.
    • Understand the difference between unsecured and secured debt

      One may think that all debt is equal and must be repaid to the creditors at the same pace and the same amount, but this is not true. Arizona residents may be surprised to hear that debt can be of two kinds, secured and unsecured, and both are treated differently, both by creditors and during bankruptcy proceedings. Credit cards and student loans are examples or unsecured debt. This debt is ...
    • Is harassment off-limits for debt collectors in Arizona?

      Arizona residents who have unpaid bills or who have been mistakenly listed as past due may have heard from debt collectors. A debt collector is someone who habitually collects debts that are owed to someone else. Collection agencies and companies that buy delinquent debts are examples of debt collectors. A debt collector uses various methods to try and collect the debt from debtors, but the Fair ...
    • Filing for bankruptcy to avoid harassment, garnishment

      As Arizona residents get older, many have started planning their retirement. But a surprising new report by the Government Accountability Office reveals that debt among senior citizens has risen exponentially since 2005 and that a majority of that debt is related to student loans for senior citizen's own education rather than their children's. According to the report, debt held by Americans age 65 ...

    wrongful foreclosure

    The latest posts for wrongful foreclosure are listed below.
    • Review discovers wrongful foreclosures in military

      Arizona residents may have heard about the recent claims of foreclosures abuse conducted by the nation's largest lenders, which alleged that flawed paperwork and poor loan modifications contributed to many of these foreclosure actions. Federal regulators came to a multibillion-dollar deal with these major lenders earlier this year, guaranteeing cash relief to borrowers foreclosed upon in 2009 and ...
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