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A prior Chapter 12 or Chapter 13 Prevents a Chapter 7 bankruptcy Discharge

If you have filed a chapter 12 or more commonly a chapter 13 bankruptcy and received a discharge of one of those cases within the last6 years i.e. you cannot file a chapter 7 bankruptcy and receive a discharge.

This scenario is much less common in my experience than the debtor who has filed a chapter 7 bankruptcy previously and is seeking to file another chapter 7. In that situation, the time between filing dates must be 8 years.

Read 11 U.S.C. Sect 727 (a)(9) for more.