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Determine If You Qualify for Chapter 7 Bankruptcy Discharge Debt to Get a Fresh Start

Mesa Chapter 7 Bankruptcy Attorneys

Learn More During a Free Bankruptcy Consultation: (480) 568-2333

At Campbell & Coombs, P.C., we help people escape from overwhelming debt. In some cases, we find that Chapter 7 bankruptcy is the right solution to our clients’ debt problems. If you would like to learn more about whether Chapter 7 bankruptcy is right for you and whether you are eligible, feel free to contact our Mesa bankruptcy lawyers. We can review the details of your debt and advise you on how to move forward. A debt-free future is possible, and we want to help you achieve it.

Why Call Our Chapter 7 Bankruptcy Lawyers?

  • 35+ years' experience in bankruptcy law
  • Thousands of clients served in Arizona
  • Certified Bankruptcy Specialist at our firm
  • Phone Consultations & Same-Day Appointments Available
  • Payment Plans and Free Consultation Offered

Of all attorneys in Arizona, less than 0.05% are certified as experts in any legal specialty. Attorney Harold E. Campbell is one such expert, a Bankruptcy Specialist certified by the State Bar of Arizona.

What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is sometimes known as liquidation bankruptcy. It wipes out all your bills, with certain exceptions. In order to qualify for Chapter 7, you must meet certain income requirements such as passing a means test that is mandated by law. This bankruptcy discharges most debts to give you a fresh start. In exchange for this discharge, a trustee will sell some of your assets in order to pay your creditors.

However, you get to keep many assets such as:

  • Furniture
  • Appliances
  • The house you live in (with up to $150,000 equity)
  • A car (with up to $6000 equity)
  • Retirement plans

Many people worry about which possessions they will be able to keep and which they will have to give up in Chapter 7 bankruptcy. If you are uncertain, you should know that the vast majority of people get to keep all of their household items. If you have a home or a vehicle and wish to keep these items, we can file a reaffirmation agreement with the bankruptcy court.

Attorneys Dedicated to Personalized Guidance

Our bankruptcy lawyers serve clients throughout Mesa and all across Arizona. We personally guide each client through the bankruptcy process, including the paperwork, creditor meetings, and even provide post-bankruptcy guidance. This is the type of care and service you can expect from our team. You will never speak with document preparers or clerks. You will work with an attorney at every step to get the qualified guidance you deserve.

Contact our office at (480) 568-2333.

Testimonials From Our Clients

  • “He was always ahead of the game and answered our questions before we could ask them.”

    Yvonne W.

  • “They helped us budget and find the best way to complete the plan.”

    Alice I.

  • “We felt safe and sure that they would fight on our behalf and they did. ”

    Butch K.

  • “You are a very knowledgeable, concerned and efficient attorney.”

    Joy B.

  • “I wouldn't use any one else to represent me.”

    Robert L.

  • “His kind ways and professional approach were so refreshing.”

    Butch K.

  • “Mr. Campbell is incredibly knowledgeable on all aspects of the law and makes you feel comfortable throughout the entire process. ”

    John L.

  • “We are extremely satisfied, very happy and appreciative of everyone's help in your office. ”

    Raad T.

  • “He is very knowledgeable and kept me informed. His relationship skills, responsiveness, quality of service and value for money is a cut above. ”

    Chris D.

  • “We are now able to move forward in our medical practice and are becoming financially successful.”

    Dr. R.

  • “Mr. Campbell always has the client's best interest in mind.”

    Danny B.

  • “Thanks again for getting us through a difficult time.”

    Lisa S.

  • “He thoroughly explained all the best options I have available during this difficult process and I feel confident about the decisions I have made.”

    Michael H.

  • “Your firm was patient and helpful.”

    Steve

  • “I would recommend their services to anyone who needed it.”

    Mary B.

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