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Determine If You Qualify for Chapter 7 Bankruptcy Discharge Debt to Get a Fresh Start

Phoenix Chapter 7 Bankruptcy Attorney

Learn More During a Free Bankruptcy Consultation: (480) 568-2333

At Law Offices of Harold E. Campbell P.C., we help people escape from overwhelming debt. In some cases, we find that Chapter 7 bankruptcy is the right solution to our clients’ debt problems. If you would like to learn more about whether Chapter 7 bankruptcy is right for you and whether you are eligible, feel free to contact our Phoenix bankruptcy lawyer. We can review the details of your debt and advise you on how to move forward. A debt-free future is possible, and we want to help you achieve it.

Why Call Our Chapter 7 Bankruptcy Lawyer?

  • 40+ years' experience in bankruptcy law
  • Thousands of clients served in Arizona
  • Certified Bankruptcy Specialist at our firm
  • Phone Consultations & Same-Day Appointments Available
  • Payment Plans and Free Consultation Offered

Of all attorneys in Arizona, less than 0.05% are certified as experts in any legal specialty. Attorney Harold E. Campbell is one such expert, a Bankruptcy Specialist certified by the State Bar of Arizona.

What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is sometimes known as liquidation bankruptcy. It wipes out all your bills, with certain exceptions. In order to qualify for Chapter 7, you must meet certain income requirements such as passing a means test that is mandated by law. This bankruptcy discharges most debts to give you a fresh start. In exchange for this discharge, a trustee will sell some of your assets in order to pay your creditors.

However, you get to keep many assets such as:

  • Furniture
  • Appliances
  • The house you live in (with up to $150,000 equity)
  • A car (with up to $6000 equity)
  • Retirement plans

Many people worry about which possessions they will be able to keep and which they will have to give up in Chapter 7 bankruptcy. If you are uncertain, you should know that the vast majority of people get to keep all of their household items. If you have a home or a vehicle and wish to keep these items, we can file a reaffirmation agreement with the bankruptcy court.

Attorney Dedicated to Personalized Guidance

Our bankruptcy lawyer serve clients throughout Phoenix and all across Arizona. We personally guide each client through the bankruptcy process, including the paperwork, creditor meetings, and even provide post-bankruptcy guidance. This is the type of care and service you can expect from our team. You will never speak with document preparers or clerks. You will work with an attorney at every step to get the qualified guidance you deserve.

Contact our office at (480) 568-2333.

Testimonials From Our Clients

  • “The law firm is standing next to you 100 percent!!!”

    Rich W.

  • “They helped us budget and find the best way to complete the plan.”

    Alice I.

  • “Your team has changed my life in a positive way forever! ”

    Rich W.

  • “You are a very knowledgeable, concerned and efficient attorney.”

    Joy B.

  • “Very responsive to our needs and questions and got great results!”

    Mike L.

  • “We felt safe and sure that they would fight on our behalf and they did. ”

    Butch K.

  • “. The staff was very knowledgeable about every question I had.”

    Garry J.

  • “Mr. Campbell always has the client's best interest in mind.”

    Danny B.

  • “Your staff was very nice. The office did a professional job.”

    Anh H.

  • “I wouldn't use any one else to represent me.”

    Robert L.

  • “Helping me understand the questions and procedures was very helpful.”

    Sandy B.

  • “They were always very professional and very patient with our many questions. ”

    Nicole

  • “Overall I had an excellent experience working with Mr. Campbell and his staff.”

    Mindy L.

  • “He was able to remove debt I wasn't expecting to go away. That was a bonus.”

    Liz S.

  • “He thoroughly explained all the best options I have available during this difficult process and I feel confident about the decisions I have made.”

    Michael H.

Start With a Free Consultation

You'll Always Work Directly With Your Attorney
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