Phoenix Chapter 7 Bankruptcy Attorney
Helping Clients Find Debt Relief in Arizona
At the Law Office of Harold E. Campbell P.C., we help people escape from overwhelming debt. In some cases, we find that Chapter 7 bankruptcy is the right solution to our clients’ debt problems. If you would like to learn more about whether declaring bankruptcy is right for you and whether you are eligible, contact our Phoenix Chapter 7 lawyer. We can review the details of your debt and advise you on how to move forward. A debt-free future is possible, and we want to help you achieve it.
What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is sometimes known as liquidation bankruptcy. It wipes out all your bills, with certain exceptions. In order to qualify for Chapter 7, you must meet certain income requirements such as passing a means test mandated by law. This bankruptcy discharges most debts to give you a fresh start. In exchange for this discharge, a trustee will sell some of your assets in order to pay your creditors.
Assets you can keep during Chapter 7 bankruptcy can include:
- A car (with up to $6,000 in equity)
- A house you live in (with up to $150,000 in equity)
- Retirement plans
Many people worry about which possessions they will be able to keep and which they will have to give up in Chapter 7 bankruptcy. If you are uncertain, you should know that the vast majority of people get to keep all of their household items, however, a Chapter 7 bankruptcy attorney can advise you of specific items that can be seized. If you have a home or a vehicle and wish to keep these items, we can file a reaffirmation agreement with the bankruptcy court.
Why Call Our Chapter 7 Bankruptcy Attorney?
- He has 40+ years of experience in bankruptcy law
- He has helped thousands of clients in Arizona
- He is a Certified Bankruptcy Specialist by the State Bar of Arizona
Of all attorneys in Arizona, less than 0.05% are certified as experts in any legal specialty. Attorney Harold E. Campbell is one such expert, a Bankruptcy Specialist certified by the State Bar of Arizona. He can be the Chapter 7 bankruptcy lawyer you need to find debt relief.
Attorney Dedicated to Personalized Guidance
Our bankruptcy lawyer serves clients throughout Phoenix and all across Arizona. We personally guide each client through the bankruptcy process, including the paperwork, creditor meetings, and even provide post-bankruptcy guidance.
This is the type of care and service you can expect from our team. You will never speak with document preparers or clerks. You will work with an attorney at every step to get the qualified guidance you deserve.
What Do I Get To
Keep In Bankruptcy