Posts In 2009

The Decision to Use Bankruptcy - Tread Lightly Dec 02

It is important for a person with serious debt problems to understand that the choice to file for bankruptcy and the choice of ...

Surrendering a car in chapter 13 bankruptcy will negatively effect amount paid unsecured creditors Nov 30

A chapter 13 bankruptcy requires that an “above median” debtor take a “means test” in order to determine how much that debtor must ...

Should Your Arizona Corporation or LLC File Chapter 7 Bankruptcy? Nov 29

The “small business” is suffering in today’s economic climate. Many have debts that are insurmountable. The “owner” has often also ...

Arizona Short Sale - If bankruptcy is in your future, be careful Oct 05

Selling your home “short”… What does this mean and why would you want to consider it? When homeowners sell a home “short”, they ...

Serious credit card debt... can you avoid bankruptcy? Sep 22

I don’t sell bankruptcy as a commodity. Why? 1. There are other options that may better fit the client’s situation. 2. The client ...

Ride Thru, Reaffirmation Agreements and the Ninth Circuit Court of Appeals Sep 21

The Ninth Circuit Court of Appeals has decided the issue of whether a reaffirmation agreement is necessary for bankruptcy in ...