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Blog Posts in September, 2009

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  • Serious credit card debt... can you avoid bankruptcy?
    Serious credit card debt... can you avoid bankruptcy?

    I don’t sell bankruptcy as a commodity. Why? 1. There are other options that may better fit the client’s situation. 2. The client may have personal reasons for choosing to deal with the debt before ...

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  • Ride Thru, Reaffirmation Agreements and the Ninth Circuit Court of Appeals
    Ride Thru, Reaffirmation Agreements and the Ninth Circuit Court of Appeals

    The Ninth Circuit Court of Appeals has decided the issue of whether a reaffirmation agreement is necessary for bankruptcy in relation to personal property. Prior to the 2005 changes to the bankruptcy ...

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  • Bankruptcy is one option to deal with tax debt
    Bankruptcy is one option to deal with tax debt

    If you have serious income tax debt, you have 5 ways to deal with it: 1. Challenge the Assessment Challenge the amount of the tax by filing correct returns, amending returns, appealing the audit ...

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  • Arizona Bankruptcy - Reaffirmation Agreement, what is it?
    Arizona Bankruptcy - Reaffirmation Agreement, what is it?

    In light of a recent and important case from the Ninth Circuit Court regarding “reaffirmation” agreements, it may be a good time to talk about what a reaffirmation agreement is. Technically, such an ...

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  • Different Types of Bankruptcy – What are they?
    Different Types of Bankruptcy – What are they?

    Chapter 7 Bankruptcy is also known as a “straight” or “liquidation” bankruptcy. In a chapter 7, if the debtor qualifies to file based on his or her “inability” to pay debt, non exempt assets will be ...

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  • Paying an Arizona Bankruptcy Attorney for Help
    Paying an Arizona Bankruptcy Attorney for Help

    If you have serious debt, and are considering bankruptcy, you have probably gathered that it will cost some money to find good legal representation. There is the cost for the attorney, a filing fee, ...

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