Blog Posts in September, 2009

I don’t sell bankruptcy as a commodity. Why? 1. There are other options that may better fit the client’s situation. 2. The client may have personal reasons for choosing to deal with the debt before ...

The Ninth Circuit Court of Appeals has decided the issue of whether a reaffirmation agreement is necessary for bankruptcy in relation to personal property. Prior to the 2005 changes to the bankruptcy ...

If you have serious income tax debt, you have 5 ways to deal with it: 1. Challenge the Assessment Challenge the amount of the tax by filing correct returns, amending returns, appealing the audit ...

In light of a recent and important case from the Ninth Circuit Court regarding “reaffirmation” agreements, it may be a good time to talk about what a reaffirmation agreement is. Technically, such an ...

Chapter 7 Bankruptcy is also known as a “straight” or “liquidation” bankruptcy. In a chapter 7, if the debtor qualifies to file based on his or her “inability” to pay debt, non exempt assets will be ...

If you have serious debt, and are considering bankruptcy, you have probably gathered that it will cost some money to find good legal representation. There is the cost for the attorney, a filing fee, ...